A fresh look at retirement portfolios, based on one hundred years of market history. Extensive research using real data from 1900 to 1999 reveals that your retirement plan may be too optimistic.

Different techniques are analyzed for optimizing your portfolio. Empirical data reveals what you can expect from markets, setting aside all the hype from the financial-media complex.

You can also download a free retirement spreadsheet to estimate your best and worst-case scenarios after retirement.

About the Author
Jim C. Otar, B.A.Sc., M.Eng., CFP, is a professional engineer, certified financial planner, investor, market technician, and a financial writer. His articles in retirement series won him the prestigious CFP Board Article Award in 2001. This is his second book, his first book "Commission Free Investing", was a handbook on Dividend Reinvestment Plans.

Keywords: High Expectations & False Dreams: One Hundred Years of Stock Market History Applied to Retirement Planning, Books, Jim C. Otar, Stock market, History, Retirement Plans, Personal Finance - Retirement Planning, Business & Economics, Personal Finance - Investing